Online Casinos Accepting Apple Pay Deposits

Our daily lives increasingly involve our phones and tablets. Estimates vary, but the average person has no less than four hours of screen time a day.

With all that immersion in the mobile world, it’s no surprise that one of the two primary phone makers, Apple, offers its own payment platform. Apple Pay allows you to pay for a wide variety of services and takes much of the guesswork out of online transactions.

As it happens, two types of transactions you can make with Apple Pay are deposits and, in some cases, withdrawals from legal online casinos. Let’s explore how to go about using your phone to get into the game.

What is Apple Pay?

Apple Pay is the mobile payment system Apple offers to all of its users. Customers with iPhones, iPads, and Apple Watches can use the system to supplant a debit or credit card. However, strictly speaking, Apple Pay functions more like an electronic wallet, such as PayPal or Skrill.

The entire system is, of course, designed to blend seamlessly with your existing online habits and preferences. In some ways, it is the most convenient way to pay for things, as you don’t even have to use your wallet.

Apple Pay is even compatible with some public transit systems in the country. Both Chicago’s Ventra and San Francisco’s Clipper can be linked with an Apple Pay account and used to streamline the process of moving around the cities.

Reasons to use Apple Pay casinos

Most online casino players have a wide variety of banking methods available to them. With credit cards, electronic checks, and prepaid cards (to name a few), it can be a bit overwhelming, and you might be wondering why you’d bother to explore funding your account with Apple Pay.

As it turns out, there are several important ways that Apple Pay can work for you. Here are the primary reasons that you might want to use Apple Pay the next time you make a deposit.

Convenience

This benefit is probably the most obvious and one to which we alluded above. No payment method is more convenient than Apple Pay once you have established your account and set up everything.

Because Apple Pay is tied to your phone, you don’t even have to remember any codes, numbers, or passwords to complete a transaction. Your fingerprint (via Touch ID) or face (via Face ID) can suffice as an endorsement for the purchase, and you don’t need to do anything else.

Speed

Another reason to consider Apple Pay as a payment method is the speed with which the system can move. Under the right circumstances, including your choice of casino and method of funding your Apple Pay account, the transactions can complete almost instantaneously.

Apple Pay doesn’t even need to confer electronically with another service to process the sale. You can potentially be playing within seconds.

Security

Apple Pay is an extremely secure payment method. In fact, it may be the most secure of them all, as it is operated by one of the world’s largest technology companies. Furthermore, millions of users rely upon Apple Pay on a daily basis for purchases aside from gambling, and Apple can ill-afford to fall asleep at the wheel about monitoring network security when groceries or mortgage payments might be at stake.

All transactions that you send with Apple Pay are immediately encrypted and stored within Apple’s servers, not your phone. You don’t even have to worry about someone stealing your phone or getting hold of the sensitive details within the purchase order you created. The details of your bank account or other funding source aren’t on your phone or by Apple.

Insulation

As we indicated earlier, Apple Pay is an electronic wallet like PayPal or Skrill. As such, it functions as an intermediary between you and the merchants that you choose for your transactions, including any legal real money online casinos.

Although none of the casinos that we recommend are anything less than aboveboard, it can be nerve-wracking to submit your raw banking information into the ether and hope that the app’s security is on point. With Apple Pay, there is insulation between you and whomever you choose as a party for your business, casino, or otherwise.

Accessibility

Apple is a worldwide company. Your Apple device will work almost anywhere in the world you can find a viable wifi signal. Hence, it can smooth the process of paying for things in other countries as well as in the US.

This accessibility can extend to online casinos. If you are outside the country, you may still be able to deposit and withdraw from your account and have access to the funds as usual. In a sense, this ability lends extra peace of mind in case anything goes wrong while you’re abroad.

How to deposit with Apple Pay at online casinos

Depositing into online casinos with Apple Pay is simple and fast. You need only go through a few steps to fund your account, and most of these steps are quite intuitive. Here’s what to do at the Apple Pay casino of your choice:

1. Head to the cashier section of your online casino app.
2. Choose Apple Pay as your preferred medium for making a deposit.
3. Designate the amount of your deposit. There is likely to be a minimum amount although this amount varies from one online casino to the next.
4. You will then be asked to confirm the transaction through your phone or tablet. One of the most common ways to confirm is to enter a predetermined numerical code into your device when prompted.
5. You may be able to skip the input step with either Face ID or Touch ID. Face ID will use the onboard camera on your phone to confirm your identity. Touch ID will require you to place your finger on a designated area of your phone to scan your fingerprint and verify the transaction.
6. The deposit should proceed instantly. You should now be able to play with your deposited amount.

One caveat to using Apple Pay to deposit, however, is that you need to make sure that your online casino also accepts the card that you’re using to fund your Apple Wallet. It might create a bit of a mess if there is a discrepancy there.

Can you withdraw with Apple Pay?

At last, we have reached the elephant in the room about using Apple Pay with online casinos. At this time, Apple does not accept withdrawals from online casinos back to Apple Pay.

Therefore, you’ll have to find one of the other methods on your chosen casino app to receive your winnings. It may be possible to use Apple Cash if you have a trusted person in your network, but the best thing to do is use one of the other withdrawal methods and accept the fees as the cost of doing business.

Getting started with Apple Pay

Getting started with Apple Pay is incredibly easy. In fact, Apple makes it as easy as possible and, at times, gets a bit pushy with its entreaties that you start using Apple Pay.

Anyway, simply find the Apple Pay app that is already on your device. Select a payment method to fund your Apple Pay account from the list of accepted credit or debit cards. Use your phone’s camera to capture your card details.

Then, choose the “Add Money” option within the app, set the amount that you want to infuse into your account (minimum of $10), and confirm the transaction through one of the many identification methods.

Apple Pay fees and limits

There’s always a concern that a form of payment might come with its own set of fees. Thankfully, Apple Pay isn’t one of those types of payment. There are absolutely no fees associated with using Apple Pay to fund your online casino account.

There are limits to how much you can have in your Apple Pay account and how large you can make each transaction. There are also limits on the transactions you make to fund your Apple account itself.

The maximum amount you can have in your Apple Cash account at any one time is $20,000. If you happen to be part of Apple Cash Family, your maximum is more restrictive at $4,000.

The minimum amount that you can fund your Apple Cash account is $10. The maximum per transaction and per week is $10,000.

Once you start making your deposits into the online casino account, your minimum—from Apple’s point of view—is just $1. However, we have yet to see an online casino that allows deposits so small. In most cases, you’re probably going to have to deposit at least $10, if not more.

The maximum amount, which you can probably guess if you’ve noticed a pattern, is $10,000. You can make a $10,000 deposit at once, or you can deposit up to $10,000 over the course of a week.

There are fees associated with instant transfers from your Apple Cash account to your debit card or bank account. However, since you won’t be using your Apple Pay to withdraw from your online casino account, we are not going to discuss those possibilities.